Reescreva esse artigo para o idioma português do brasil When is it NOT worth taking a capital gains tax exemption? Wouldn’t it ALWAYS be a good time to pay Uncle Sam less? Not exactly…and today, we’re going to get into why. But there’s much more coming up in this Seeing Greene. If you’ve had trouble with an overbudget home renovation or are a real estate agent looking for new ways to find leads, stick around—we’ve got just what you need.BRRRRman and Rob-in are back as our housing heroes, answering any and every question you have about real estate investing. First, Ronnie, a new real estate agent and full-time law enforcement officer, wants to know how to get more leads in his small market. David gives one piece of advice EVERY real estate agent must hear to help explode their businesses. Next, we discuss refinancing vs. recasting your mortgage and when each is worth it. A house hacker debates reinvesting in his backyard tiny home or buying a house in cash. Then, we talk about why selling your former primary residence, even with a capital gains exemption, might not make sense. And finally, a rehab gone wrong causes an investor to question whether it’s time to hold ’em or fold ’em.Want to ask David a question? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he’s going live so you can jump on a live Q&A and get your question answered on the spot! David:This is the BiggerPockets podcast. What’s going on everyone? This is David Greene, your host of the BiggerPockets Real Estate podcast, the show where we arm you with the information that you need to start building long-term wealth through real estate. Today we’ve got a Seeing Green episode with you and I brought back up. I got Robbie Abba here joining me today. We’ve got an amazing show. We’re going to be covering several topics, including if you should invest extra capital in a house, hack or save the money to get additional properties, when to sell your primary residence, to take advantage of the tax exceptions for it and when to keep it. And we’re Rob:Also going to be talking Greek casting and how that could be a significant play for you if you have the option. David:That’s right. If you’ve ever wondered what happened to Judy and Family Matters, we’ve got the answers for you along with some real estate stuff today on Seeing Green Up. First we have Ronnie from Napa, my hood joining us live with his question about how to generate leads for his real estate business while working a full-time job. And as always, please remember we would love your comments. We want you to be featured on an episode of Seeing Green, so head over to bigger p.com/david and submit your questions there. Let’s jump into it with Ronnie. Alright, our next question comes from Ronnie Gallindo. Ronnie like me and one of the realtors on my team, Robert Reynolds, funny enough, is a real estate agent and a law enforcement officer. So Ronnie, thank you for your service. Tell us what’s on your mind. Ronnie :Yeah, thank you David and hey Rob, nice to meet you both. Rob:Nice to meet you. Ronnie :Just trying to kind of get ahead of the curve. I have dabbled a little bit in real estate and being a full-time W2 employee, it’s challenging to find a little extra living here in California even though we get paid decently. So got my license for real estate and trying to get deals, but my sphere of influence is small and so just looking to kind of get some advice on how you build up your real estate business and start selling houses so that you can buy some additional real estate for yourself on the side. Rob:Well Ronnie, you came to the right place. I don’t think there’s a better person to answer this than former police officer realtor himself. David Greene. David:Yes, yes, I am happy to help Ronnie. Alright, first off, let’s get into it. Do you own real estate yourself? Ronnie :I did had to sell it. I wasn’t making the numbers I needed it to and so I just have my primary right now. David:Alright. Are you house hacking? Ronnie :No, unfortunately I got a wife and two little ones and so basically all the rooms are full up. David:That’s one thing that would help if you could find a way to get a property that had more than one unit, that had something that could be rented out. It gives you something to talk about to your coworkers if you can’t, that’s still what I would do as I would still talk about house hacking. I’d be like, man, I have this other client make it up and we bought them a house and he lives in the master bedroom and rents out the other three bedrooms and he basically comes out of pocket $400 a month or $600 a month and has all of his roommates paying his mortgage off for him and like you guys, he’s a police officer so he’s never even home, doesn’t even bother him at all and he’s going to do this every year and he’s going to have five houses in five years and he’s not going to pay for any of ’em. David:I would tell stories like that to the other guys I was working with because telling people a strategy, this is the brrrr method, this is house hacking. It makes them think about it. Oh, that makes them say, Ronnie sounds smart. He knows good stuff, right? But telling them a story makes them think I could do that. I could rent out bedrooms. That doesn’t sound so hard. I could live in one unit and rent out the other too. I could live in a basement, shoot ’em already doing something like that. Now they start to get that feeling like they could and the natural next question would be, what do I have to do? Well, we’re going to get you pre-approved, going to run some numbers. I want to make sure you’re not paying too much for a house. Then I’m going to look for houses that would work for that. David:We’re going to make sure that it’s close enough to where you report to that your drive isn’t too long. This is what we’re going to do to look for tenants. You start painting a picture for people because the more clear they are on what it will look like when they’re done, the more likely they’re going to be to move forward. A lot of the time realtors make the mistake of just telling people what they should do but not explaining to them what it would look like when they do it. So that’s one thing. The other thing I would say is if you’re not working, you need to be hanging out with your wife at social events. You need to be meeting all of the other parent friends that you know the people at your church. You need to know all the people at your kid’s school. David:My buddy Kyle, he would just at an event for his kids, they go to an acting academy in the Sacramento area and he went to a Father-daughter dance and came home with four leads of two them that have houses to sell and two of them that want to buy. So every time he goes to a social event, it’s not time off. He’s actually making money when he is there. You got to be thinking that way when you’re a real estate agent, you’re not on the clock or off the clock, you are always on the clock, but you’re also really never on the clock getting to make money at social events, getting yourself in front of people is the most important thing. Ronnie :Good advice. David:Rob, you want to weigh in on anything there? Rob:Ronnie, how many real estate meetups have you gone to in the past year Ronnie :Around here? I haven’t gone to any. I’ve been, I joined one in Sacramento.…